Newbie needs help to fix text in a textarea

Hi,

I'm a newbie needing help to fix imported text in a textarea i.e so that the
imported text in the text area cannot be changed in the webbrowser. Here's
the code snippet:

<p><textarea name="textarea2" cols="70" rows="7" wrap="virtual"><?php
include("contracts/termsandconditions.txt"); ?></textarea></p>

Thank you in advance,

Raj